Material disclosure
APR Disclosure.
Some states have laws limiting the Annual Percentage
Rate (APR) that a lender can charge you. APRs for
cash advance loans range from 200% and 1386%, APRs
for installment loans range from 6.63% to 225%, and
APRs for personal loans range from 4.99% to 450% and
vary by lender. Loans from a state that has no
limiting laws or loans from a bank not governed by
state laws may have an even higher APR. The APR is
the rate at which your loan accrues interest and is
based upon the amount, cost and term of your loan,
repayment amounts and timing of payments. Lenders
are legally required to show you the APR and other
terms of your loan before you execute a loan
agreement. APR rates are subject to change.
Material Disclosure.
The operator of this website is not a lender, loan
broker or agent for any lender or loan broker. We
are an advertising referral service to qualified
participating lenders that may be able to provide
amounts between $100 and $1,000 for cash advance
loans, up to $5,000 for installment loans, and up to
$15,000 for personal loans. Not all lenders can
provide these amounts and there is no guarantee that
you will be accepted by an independent,
participating lender. This service does not
constitute an offer or solicitation for loan
products which are prohibited by any state law. This
is not a solicitation for a particular loan and is
not an offer to lend. We do not endorse or charge
you for any service or product. Any compensation
received is paid by participating lenders and only
for advertising services provided. This service and
offer are void where prohibited. We do not control
and are not responsible for the actions of any
lender. We do not have access to the full terms of
your loan, including APR. For details, questions or
concerns regarding your loan please contact your
lender directly. Only your lender can provide you
with information about your specific loan terms,
their current rates and charges, renewal, payments
and the implications for non-payment or skipped
payments. The registration information submitted by
you on this website will be shared with one or more
participating lenders. You are under no obligation
to use our service to initiate contact with a
lender, apply for credit or any loan product, or
accept a loan from a participating lender. Cash
transfer times and repayment terms vary between
lenders. Repayment terms may be regulated by state
and local laws. Some faxing may be required. Be sure
to review our FAQs for additional information on
issues such as credit and late payment implications.
These disclosures are provided to you for
information purposes only and should not be
considered legal advice. Use of this service is
subject to this site’s Terms of Use and Privacy
Policy.
Exclusions.
Residents of some states may not be eligible for
some or all short-term, small-dollar loans.
Residents of Arkansas, New York, Vermont and West
Virginia are not eligible to use this website or
service. The states serviced by this website may
change from time to time, without notice.
Credit Implications.
The operator of this website does not make any
credit decisions. Independent, participating lenders
that you might be matched with may perform credit
checks with credit reporting bureaus or obtain
consumer reports, typically through alternative
providers to determine credit worthiness, credit
standing and/or credit capacity. By submitting your
information, you agree to allow participating
lenders to verify your information and check your
credit. Loans provided by independent, participating
lenders in our network are designed to provide cash
to you to be repaid within a short amount of time.
The short-term loans are not a solution for
long-term debt and credit difficulties. Only borrow
an amount that can be repaid on the date of your
next pay period. Consider seeking professional
advice regarding your financial needs, risks and
alternatives to short-term loans. Late Payments of
loans may result in additional fees or collection
activities, or both. Each lender has their own terms
and conditions, please review their policies for
further information. Nonpayment of credit could
result in collection activities. Each lender has
their own terms and conditions, please review their
policies for further information. Every lender has
its own renewal policy, which may differ from lender
to lender. Please review your lender’s renewal
policy. |