Material disclosure
APR Disclosure.
Some states have laws limiting the Annual Percentage
Rate (APR) that a lender can charge you. APRs for cash
advance loans range from 200% and 1386%, APRs for
installment loans range from 6.63% to 225%, and APRs for
personal loans range from 4.99% to 450% and vary by
lender. Loans from a state that has no limiting laws or
loans from a bank not governed by state laws may have an
even higher APR. The APR is the rate at which your loan
accrues interest and is based upon the amount, cost and
term of your loan, repayment amounts and timing of
payments. Lenders are legally required to show you the
APR and other terms of your loan before you execute a
loan agreement. APR rates are subject to change.
Material Disclosure.
The operator of this website is not a lender, loan
broker or agent for any lender or loan broker. We are an
advertising referral service to qualified participating
lenders that may be able to provide amounts between $100
and $1,000 for cash advance loans, up to $5,000 for
installment loans, and up to $15,000 for personal loans.
Not all lenders can provide these amounts and there is
no guarantee that you will be accepted by an
independent, participating lender. This service does not
constitute an offer or solicitation for loan products
which are prohibited by any state law. This is not a
solicitation for a particular loan and is not an offer
to lend. We do not endorse or charge you for any service
or product. Any compensation received is paid by
participating lenders and only for advertising services
provided. This service and offer are void where
prohibited. We do not control and are not responsible
for the actions of any lender. We do not have access to
the full terms of your loan, including APR. For details,
questions or concerns regarding your loan please contact
your lender directly. Only your lender can provide you
with information about your specific loan terms, their
current rates and charges, renewal, payments and the
implications for non-payment or skipped payments. The
registration information submitted by you on this
website will be shared with one or more participating
lenders. You are under no obligation to use our service
to initiate contact with a lender, apply for credit or
any loan product, or accept a loan from a participating
lender. Cash transfer times and repayment terms vary
between lenders. Repayment terms may be regulated by
state and local laws. Some faxing may be required. Be
sure to review our FAQs for additional information on
issues such as credit and late payment implications.
These disclosures are provided to you for information
purposes only and should not be considered legal advice.
Use of this service is subject to this site’s Terms of
Use and Privacy Policy.
Exclusions.
Residents of some states may not be eligible for some or
all short-term, small-dollar loans. Residents of
Arkansas, New York, Vermont and West Virginia are not
eligible to use this website or service. The states
serviced by this website may change from time to time,
without notice.
Credit Implications.
The operator of this website does not make any credit
decisions. Independent, participating lenders that you
might be matched with may perform credit checks with
credit reporting bureaus or obtain consumer reports,
typically through alternative providers to determine
credit worthiness, credit standing and/or credit
capacity. By submitting your information, you agree to
allow participating lenders to verify your information
and check your credit. Loans provided by independent,
participating lenders in our network are designed to
provide cash to you to be repaid within a short amount
of time. The short-term loans are not a solution for
long-term debt and credit difficulties. Only borrow an
amount that can be repaid on the date of your next pay
period. Consider seeking professional advice regarding
your financial needs, risks and alternatives to
short-term loans. Late Payments of loans may result in
additional fees or collection activities, or both. Each
lender has their own terms and conditions, please review
their policies for further information. Nonpayment of
credit could result in collection activities. Each
lender has their own terms and conditions, please review
their policies for further information. Every lender has
its own renewal policy, which may differ from lender to
lender. Please review your lender’s renewal policy.
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